Offering a lower,
monthly payment
Assisting all FHA & VA buyers
2 minutes, no obligation
Who is Ditto?
Ditto is a sophisticated nationwide service that seamlessly connects you with a local lender and a realtor dedicated to identifying a willing seller. This unique approach involves assuming the seller's existing loan at a more favorable interest rate. Your appointed realtor will proactively explore and coordinate showings for all homes approved by Ditto.
Already have a realtor?
No problem, Ditto wants to help you identify assumables with or without a realtor. Make sure you submit their information in the questionnaire.
Realtor?
No problem, please submit a questionnaire with your information and we will help you identify assumables. Email PaulinaSellsSd@gmail.com for inquiries on being a referral partner as well.
Buying with Ditto can cut your monthly payments in half
Interest rate
Monthly payment
Without DittoDitto
Assumable mortgage explained
An assumable mortgage is a housing financing arrangement enabling prospective homebuyers to inherit the seller's existing mortgage conditions. This feature can prove advantageous for buyers, as it permits them to significantly reduce their monthly mortgage obligations. The eligibility for assumption applies to all government-backed loans, including FHA and VA loans, resulting in a multitude of such mortgages accessible to potential borrowers.
How to buy with Ditto.
Step 1
Complete
questionaire
Ensure our realtors know exactly what you're looking for.
Step 2
Get
approved
Get qualified to gain access on all Ditto approved homes.
Step 3
Close
stress-free
An agent will be assisting you along the way.
Ditto collects a ZERO closing costs fee's for making the process simple and stress-free.
Savings over the first 10 years
$200,000
When you buy with Ditto, you could save up to $20,000 in your first year alone.
One-time Ditto fee
- $0
Net savings over 10 years
$200,000
Frequently asked questions
What is Ditto?